Open Enrollment & HSA/FSA Bundle

What's inside

• FSA Election Planner & Medical Expense Log ($6 alone): how much to put in your health FSA, tax saved vs money forfeited under use-it-or-lose-it, plus a log for up to 300 medical costs
• HSA Planner ($6 alone): contributions within the IRS limit, tax saved, and your HSA balance year by year to 65, whether you pay bills from the HSA or save the receipts
• Open Enrollment Benefits Worksheet ($6 alone): what next year's elections do to your paycheck and take-home pay, tax saved, and checks against the HSA / FSA / 401(k) limits
• Health Plan Comparison ($7 alone): PPO vs HDHP+HSA vs HMO, what each plan really costs you across 13 levels of care from $0 to $100,000
• Deductible & Out-of-Pocket Tracker ($6 alone): log each claim and see what you should owe, bills that don't match, and how close you are to your deductible and out-of-pocket max

Checked, not just designed: each of these 5 tools was independently formula-verified on its own (zero recalculation errors, results checked against an independent Python simulation in multiple scenarios) before being packaged into this bundle. See each tool's own READ ME FIRST.txt for its specific numbers.

Works in Excel and Google Sheets. Not tax, financial, or medical advice.