How long will my retirement savings last?

Enter your savings, what you'll spend each year, and any Social Security or pension. See the age your savings run out, and the most you can spend each year to make them last to the age you choose, with taxes and inflation included.

✓ TestedSame year-by-year model as the tested retirement drawdown planner

Your savings last until–

Age	Savings (start of year)	Withdrawal

How it works

Each year, spending (rising with inflation) is paid first from Social Security or a pension once it starts, and the rest from savings, grossed up for the tax on withdrawals. Withdrawals come out at the start of the year and the rest grows at the return. The most you can spend is solved exactly in today's dollars and was checked against a search on the year-by-year model. Returns are shown as steady; a bad run early in retirement shortens how long savings last.