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For freelancers
Tax set-aside, hourly rates, invoices and bookkeeping: free calculators, guides and tested spreadsheets for self-employed people.
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Tested spreadsheets
Guidesworked examples
- What should I charge as a freelancer? Hourly rates for $40k to $100k take-home, by billable hours
To take home $60,000 as a freelancer with $6,000 of costs and 25% set aside for tax, you need $88,000 of revenue: $76.52 an hour at 25 billable hours a week. A table for $40k to $100k and 15 to 30 billable hours.
- Mixed-use expenses for freelancers: tracking the business share of your phone, internet and laptop
How to record things you use for both work and personal life: log the full amount and the business percentage, and track only the business share. An $85 phone bill at 40% is $34 a month, $408 a year. Not tax advice.
- Invoice aging for freelancers: how to read 1–30, 31–60, 61–90 and 90+ days (with a real example)
An aging report sorts unpaid invoices by how late they are. In a sample of 24 invoices, $24,549.57 was overdue and $9,640.01 of it was more than 90 days late. How to build one, read it, and act on it.
- Freelancer tax set-aside: tracking it month by month (and the IRS periods that aren't quarters)
A simple system for setting aside tax from each freelance payment and checking your savings cover it, plus the uneven IRS estimated-tax periods that trip up calendar-quarter spreadsheets. Not tax advice.